How do I get health insurance outside of open enrollment?

Do not settle for being stuck without insurance.  There are still options to become insured as soon as possible that you can explore before the next open enrollment period. Open enrollment is the time frame when an individual can sign-up for health insurance freely...
Top 3 Tips for Reducing Your Medical Bill Costs

Top 3 Tips for Reducing Your Medical Bill Costs

Did you know that you can negotiate your medical bills? If not, you are not alone. In fact, the leading cause of bankruptcy in the United States is due to medical debt.  Ten million Americans with active health insurance plans still have trouble paying their medical...

Last Minute Guide to March 31 Obamacare Deadline

I do not have health insurance. What happens if I don’t get it?The last day to sign up for health insurance for open enrollment in Minnesota’s MNsure is March 31. After that you will likely face a penalty based on your financial status. The following chart...

Hardship Exemptions from Obamacare Mandate

Hardship Exemption From Health Insurance – Do You Apply?If you don’t have health insurance, you will likely be penalized unless you qualify for an exemption. Most exemptions are clear as highlighted in this flow chart, but some are not as clear and allow for some...

Is Saying “Obamacare” Politically Correct?

Yes – it is politically correct to say “Obamacare.”  The President himself claimed he liked the term Obamacare. As with most laws, there will always be underlying political tensions over word choices. The health care reform law is also referred to as...
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